A Blog of Reason From a Godless Liberal

Insurance Company Cancels Teen’s Policy for Getting HIV

In healthcare, politics on September 17, 2009 at 5:33 pm

Claimed He Knew He Had It, Contray to Medical Records

Via Huffington Post

Mitchell (the teen) learned that he had HIV when, while heading to college, he donated blood. Fortis then rescinded his coverage, citing what turned out to be an erroneous note from a nurse in his medical records that indicated that he might have been diagnosed prior to his obtaining his insurance policy.

Before the cancellation of the policy, an underwriter working for Fortis wrote to a committee considering whether or not to rescind his policy: “Technically, we do not have the results of the HIV tests. This is the only entry in the medical records regarding HIV status. Is it sufficient?” The underwriter’s concerns were ignored and the rescission went forward.

So they knew their reasons were dubious, but choose to rescind his policy anyway. This is tantamount to a death sentence for the 17 year old, only to fatten their pockets. This is why we need reform, their lack of empathy and compassion is sickening. I can’t believe they make these decisions by committee, you would think they would be reluctant to be so heartless in front of others. But they had incentive…

During the case, evidence emerged that Health Net had paid bonuses to employees to reward them based on the number of policyholders they had rescinded. The judge who awarded Bates the $9 million said in his decision: “It’s difficult to imagine a policy more reprehensible than tying bonuses to encourage the rescission of health insurance that keeps the public well and alive.”

I’m sure you are all shocked by that (sarcasm alert). Why not? The bank CEOs drove their industry, (and the rest of the country) into the ground, and they gave themselves billions in tax payer funded bonuses. If only I was a millionaire, I could be terrible at my job, and a horrible person and still laugh all the way to bank. Free market fail.

  1. Quite the big fat fail. What's worse, people are willing to overlook this to prevent "socialized" medicine, not that any of them even know what that entails.

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